Your Basic Insurance Questions, Answered.
- Auto insurance both standard and non-standard.
- Property insurance includes home, condo, tenant, and commercial properties.
- Travel insurance includes emergency medical plans for traveling outside of province, visitors to Canada, international students and new landed immigrants.
- Commercial insurance including contractor liability, construction, commercial building, retails, restaurants, and many more.
- Our insurance brokers assess your eligible discounts and provide your insurance package tailored to your needs and budget.
- Our insurance brokers are available anytime to help you to choose the right coverage package tailor to your needs specially on complicated businesses.
- Our brokerage accesses multiple insurance rates to find you the lowest rate of the market.
- Our office will assist you with all of your changes and insurance services.
Your Auto Insurance Questions, Answered.
- Auto insurance in Ontario is mandatory. There are two types of auto insurance. standard and non-standard.
- $200,000 but $1,000,000, and $2,000,000 are recommended.
- There are several factors which affect the rate of auto insurance in Ontario. For example, the main ones are: the driver’s age, postal code, make and model of car, insurance and license history.
- It is very simple. Just call our office or email. One of our brokers will call you and ask you questions in order to obtain several market rates for you.
- Annually, and monthly. Whichever you prefer. Some insurance companies charge %1.3 if you wish to choose a monthly payment plan.
- Within 30 days.
Your Property Insurance Questions, Answered.
- We have personal and commercial properties.
- Homeowner, condo unit-owners, tenant, seasonal building, secondary home, rental home.
- Commercial buildings, retail, professional offices, etc.
- Those properties which cannot be insured by standard insurance companies due to some factors such as age, location, number of claims, poor payment history, etc.
- Yes, we can. We have multiple insurance partners who can assist you.
Your Travel Insurance Questions, Answered.
- It covers your financial losses during your visit outside of Canada for emergency medical situations.
- International students, visitors to Canada, landed Immigrants who are waiting to receive their OHIP, and vacationers outside of Canada.
- Emergency medical bills such as hospital, dental, and other emergency situations up to amount of your agreement.
- We provide all kinds of travel insurance up to age 79.
Your Life Insurance Questions, Answered.
- Covers beneficiary after loss of policyholder. For example, when someone’s parents pass away their child gets money up to the limit of agreement tax-free.
- Term and permanents.
- We have 10 year, 20 year, or 30 year term packages depending on your life situation up to the amount you want. After the policy expires, you will receive a renewal based on your age at the date of expiry.
- It will never expire and stays with you as long as you are alive. The good thing about permanent life insurance is that your monthly payment would save for you in your cash account with the insurance company. There are several options which you need to talk to a Shawn Shirdarreh Team license advisor to help you.
Your Insurance Claim Questions, Answered.
- There are two options. Call your insurance companies, or contact your brokers.
- Just explain exactly what happened and your broker or insurance company will handle it for you.
- Policyholder, but it depends on complexity of situation.